Work Related Injuries and Deaths That Occur Off the Job Site
You don't have to be at your place of work for an injury or accident to be considered a job-related accident. For example:
- If you were driving for work purposes — to see a client or to purchase office supplies — and you were hit by a car, you can bring a third-party personal injury claim against the negligent driver.
- If you are a truck driver or delivery person and you suffered a slip and fall accident because of hazardous conditions where you were delivering, you can bring a premises liability claim.
- If you are a construction worker, for example and were injured by someone other than your employer or a fellow employee, you can seek compensation from that third party in addition to your workers' compensation benefits.
The injury attorneys at the law office of Denner Pellegrino, LLP, represent injured workers in both workers' comp claims and third-party insurance claims.
If you need legal help getting full and fair compensation, contact Denner Pellegrino, LLP, online to set up a free consultation. Or, call toll free at 1-866-348-0900 to speak with a lawyer in one of our offices in Boston, Springfield, Providence or New York City.
Why you may want to bring a third party insurance claim rather than a workers' comp claim
There are several reasons why bringing a third party personal injury insurance claim may be more advantageous to an injured worker or to a family who has lost a loved one in a fatal work accident:
- The state workers' comp system has many restrictions and requirements. By filing a third party insurance claim (for example, against a car insurance company), you can avoid many of those requirements and reporting needs.
- The workers' comp system does not reimburse injured workers for pain and suffering, which can be substantial. Pain and suffering can be compensated in a personal injury case. For example, if you suffered the loss of a limb, workers' compensation will give a lump-sum payment but will not compensate you for the pain and emotional suffering of that traumatic loss.
- In the workers' compensation system, the family of a worker who has died on the job cannot seek compensation for their very real loss of companionship. They can, however, in a wrongful death claim.
- Some state workers' comp systems limit the amount they will pay for lost wages, reimbursing for only a percentage of wages or only for a certain period of time. Personal injury claims do not set an artificial limit on your recovery.
Speak with a lawyer who can truly understand your situation
We make it easy to consult a lawyer. We offer evening and weekend appointments, and we can visit you at home or in the hospital if you cannot come to us. Our lawyers and staff speak Spanish, Portuguese, Polish, Russian and several South Asian languages. We can provide translators for speakers of other languages.
We charge no fee for an initial consultation, and we send no bill unless we recover compensation for you. Contact Denner Pellegrino to learn more. Call us toll free at 1-866-348-0900, or call our Springfield Office directly at 1-413-746-4400 or our Boston Office at 1-617-227-2800.
